There are a few things that play into why auto insurance rates in San Francisco are so high. Some of the most popular insurance companies in the United States do not necessarily offer the best rates within the city of San Francisco.
To find the company with the cheapest policies, we used the survey by the National Association of Insurance Commissioners (NAIC) to identify the best companies for drivers in three different parts of California. The survey is based on the fact that most agree that Ameriprise has the "best" car insurance in California, but the NAIC has found that the average rate for car insurance in San Francisco, California, is 10 percent higher than the national average.
Those living in San Francisco, one of the most expensive cities in the country for car insurance, face higher insurance premiums. There is no shortage of expensive driver insurance options in California's largest city, but they are not always available to all drivers.
If you pay more for car insurance in San Francisco than in a small Midwestern town, it may be worth comparing providers. Get a quote and compare prices with some of the leading companies specializing in San Francisco DUI insurance. Compare rates with a number of top insurance companies in California and other major cities across the country.
You will see which institutions are rated as the best car insurance companies for customer satisfaction, as well as the average car insurance rate in your neighbourhood. How much you buy in San Francisco and how much your policy costs also affects how much car insurance you bought in San Francisco, how much it will cost.
In San Francisco, the premium for car insurance may vary depending on the ZIP code you call home. For example, the average price of a one- or two-car policy for all the Bay Area airlines surveyed (San Diego, Oakland, San Mateo, Marin and Marin County) is $3,550. Prices in San Francisco can vary by up to 100% depending on whether you live in a Bay Area neighborhood or not.
The average price of one - or two - car insurance for all Bay Area airlines surveyed is also relatively affordable, at just $2,034 a year. The age group that pays the least for auto insurance in San Francisco is 18 to 34-year-olds, with an average annual premium of $1,073. This is based on a survey of more than 3,000 adults aged 18 to 34.
California does not allow car insurers to use age, credit rating or gender as a factor in setting annual insurance premiums. Age affects insurance rates in San Francisco because insurers look for it when they assess whether a person is at risk of driving too much or not driving enough to make a claim.
Allstate charges nearly $9,000 a year for auto insurance for a San Francisco driver with a DUI, more than double the average California driver. An accident increases your car's insurance rates by $69 to $89 for the average driver in San Francisco. A speed limit in New York City raises the cost of insurance for your car to about $1,500, compared with $2,300 in San Diego County.
If you consider yourself a high-risk driver, contact a specialist at Insurance.com to learn how to remove your overtime bracket and save on your car insurance premiums and other insurance costs. You also have the option to teleme or call to come to chat with an agent and find affordable CA motorcycle insurance coverage. Also, see how we know the AAA groups in your district and the best insurance rates in San Francisco County.
The most common car insurance companies reported quotes from users in San Francisco, California, when they asked for a quote last year. Last year, 6,352 people used the quote wizard to compare quotes to find the lowest rates. This is the third year in a row that we have listed the auto insurers in San Francisco that are best served based on the latest data from the California Insurance Commission (CAIC).
Progressive ranks second, Allied 12th, Progressive Insurance Group, Inc. (13th) and American Express Insurance Company (2nd) 14th.
Third place was taken by GEICO (third place) and American Express Insurance Company (fourth place), with a total of $1.5 billion in annual premiums.
Geico is best known for its auto insurance, but it is also the second most popular insurance company in the San Francisco Bay Area, according to consumer data. Another highly rated company with a total annual premium of $1.5 billion is Nationwide, and it holds the third-highest rating among the top ten insurance companies in California.
Websites that help you find the best insurance for tenants in San Francisco, and we are, so we can help you get the right insurance.
California motor insurance laws only require you to take out insurance for personal injury, property damage and civil liability, but it is your choice to add personal vehicle insurance coverage. When you are going to San Francisco Auto Insurance quotes, make sure to research your car insurance policy and compare as many car insurance quotes as possible to suit your needs. Prices vary from company to company, so be sure to compare what you are paying. Finding the cheapest car insurance rates is the best way to do it.